Spending · 2023

Housing

The average U.S. household spends $23,891 a year on housing — about 32% of the budget (2023).

$23,891
Avg per year
32%
Of total budget
+23%
Since 2019

Housing by income (before tax)

Under $30k$16,637
$30k–50k$18,594
$50k–70k$20,801
$70k–100k$22,967
$100k–150k$26,882
$150k+$41,450

Housing by age of reference person

Under 25$16,885
25–34$24,531
35–44$28,404
45–54$27,533
55–64$23,673
65–74$20,271
75+$18,870

Housing by region

Northeast$27,957
Midwest$20,613
South$21,113
West$29,426

Housing by housing tenure

Owner, with mortgage$30,377
Owner, no mortgage$18,325
Renter$22,051
Other$8,820

Housing — FAQ

How much do Americans spend on housing?+

In 2023, the average U.S. household spent $23,891 per year on housing — about 32% of total spending (BLS Consumer Expenditure Survey).

Has housing spending changed since 2019?+

Average housing spending went from $19,417 in 2019 to $23,891 in 2023 — a +23% change (nominal dollars).

Where does this come from?+

The U.S. Bureau of Labor Statistics Consumer Expenditure Survey (Interview + Diary, integrated). Independent estimates computed from the CE PUMD microdata (re-derived from UCC-level detail); major categories track BLS's published tables within a few percent. PUMSdata is not affiliated with BLS.