Housing & costs · 2024 ACS PUMS variable
MRGI
First mortgage payment includes fire/hazard/flood insurance
- Type
- Categorical
- Length
- 1
- Value codes
- 3
- Survey
- 2024 ACS 1-Year
MRGIis the U.S. Census Bureau's ACS PUMS variable for first mortgage payment includes fire/hazard/flood insurance. It is a categorical field with 3 possible category codes, released in the 2024 Public Use Microdata Sample. The full list of value codes and their labels is below.
MRGI value codes
| Code | Label |
|---|---|
| b | N/A (GQ/vacant/not owned or being bought/not mortgaged) |
| 1 | Yes, insurance included in payment |
| 2 | No, insurance paid separately or no insurance |
Work with MRGI in PUMSdata
Instead of decoding MRGIby hand, map and cross-tabulate it across every state and PUMA — correctly weighted, no setup. Free while we're in beta.
MRGI — FAQ
What is the MRGI variable in PUMS?+
MRGI is the 2024 ACS Public Use Microdata Sample (PUMS) variable for "First mortgage payment includes fire/hazard/flood insurance". It is a categorical field 1 character long.
What are the MRGI codes?+
MRGI has 3 value codes in the 2024 dictionary, each mapping a numeric code to a category label — all of them are listed on this page.
Where does the MRGI variable come from?+
MRGI is defined by the U.S. Census Bureau in the 2024 ACS PUMS data dictionary. PUMSdata is an independent product that makes this microdata easy to explore, and is not affiliated with the Census Bureau.